Rates & Fees
Rates & Fees
| Loan Rates | ||
| Interest Rates for Vehicle Loans | ||
| Loan Type | Term | APR* |
| New and Used Car and Truck** | ||
| up to 36 months | 5.95% | |
| up to 48 months | 6.50% | |
| up to 60 months | 6.75% | |
| up to 72 months (Minimum $25,000) | 6.95% | |
| New and Used Motorcycles*** | ||
| 48 months | 8.95% | |
| 60 months | 9.95% | |
| Interest Rates for Personal Loans | ||
| Effective March 23, 2023 | ||
| Loan Type | Term | APR* |
| Share Savings Secured | 100% Secured up to 24 months | 3.25% over Share rate |
| Share Certificate Secured | Terms of loan must match certificate maturity | 3.25% over CD rate |
| Line of Credit | $25 minimum monthly payment or 2% of outstanding balance | 10.95% |
| Signature Loan (Unsecured) | 24 Months | 10.95% |
| Up to 60 months | 12.95% | |
| Credit Builder Secured | 100% Secured up to 24 months | 3.50% over Share rate |
| ASK ABOUT RELATIONSHIP DISCOUNTS! | ||
| *APR = Annual Percentage Rate **Used Vehicles - Maximum age of vehicle - seven years to include current year ***Used Motorcycles - Maximum age of cycle - five years to include current year | ||
| Loans are subject to credit approval. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Maximum APR is 18.00%. Rates and terms are subject to change without prior notice; other restrictions may apply. | ||
